2014年7月20日星期日

The survey said house-for-pension scheme seven - five adult to adult house for children

concern "house-for-pension scheme" pilot landing. The China Insurance Regulatory Commission yesterday issued guidance, next month, house-for-pension scheme will be in Beijing and other four pilot, with full property rights of the elderly can be housing mortgages to insurance companies, pension, but housing by the insurance company management.

this morning, metropolitan, United, insurance companies are known, house-for-pension scheme was studied, specific details have not yet been determined. As of press time, there is no risk to apply.

yesterday, reporter visit you'anmen street had independent pilot found, the old cheap mlb jerseys mortgage housing enthusiasm is not high. The micro survey, 7 adult house-for-pension scheme will not buy insurance.

released the Beijing Shanghai and other four July pilot

yesterday, China Insurance Regulatory Commission officially released "about carrying out the guiding opinions" elderly housing reverse mortgage endowment insurance, from July 1st onwards, Beijing, Shanghai, Guangzhou, Wuhan official pilot "house-for-pension scheme", from July 1, 2014 to June 30, 2016.

CIRC endowment insurance personal insurance supervision department director Yao Yu introduced, more than 60 years of age have the housing completely independent property rights of the elderly, the mortgage insurance companies, in accordance with the agreed conditions pension until die.

"house-for-pension scheme" is a housing mortgage combined with lifelong years metallographic innovative commercial endowment insurance business, is the elderly will mortgage insurance companies, in accordance with the agreed terms for pensions, die, insurance companies have the right to dispose of collateral housing.

Including

for the pilot qualification of the insurance company should possess, opened a full 5 years, not less than 2000000000 yuan of registered capital, last year and at the end of the latest quarter solvency adequacy ratio of not less than 120% conditions.

insurance 30 days cheapjerseys.us old man has "on cheap jerseys the right"

CIRC stressed, the elderly housing reverse cheap nfl jerseys mortgage endowment insurance involves real estate valuation, mortgage, annuities and other aspects, the legal relationship and business content is more complex, must do a good job in protecting the rights and interests of the elderly consumers.

insurance company needs to consumers by signing the former counseling, must through the recording, video or third party witness, enhance the contract signing process fairness, impartiality.

elderly housing reverse mortgage endowment insurance products. For a period of 30 days, the insurance company shall, in the hesitation period once again to the insured the reverse mortgage endowment insurance products, confirm the applicant's true willingness to buy. Insurance companies also need regular disclosure of reverse mortgage endowment insurance related information to customer.

asked the price rise how to solve?

CIRC is introduced, the old man died, pension costs associated with the property disposal income cheap nba jerseys paid in the repayment of the insurance company, the remaining part is still belong to the legal heir to all.

If the

property disposal income is insufficient to pay the insurance company endowment insurance fee has been paid, the insurance company will assume >

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